@import url('https://fonts.googleapis.com/css2?family=Montserrat:wght@400;600&family=Playfair+Display:wght@600;700&display=swap');

:root {
  color-scheme: light;
  --navy: #22384f;
  --gold: #9a7611;
  --cream: #f8f7f3;
}
* { box-sizing: border-box; }
body { margin: 0; background: var(--cream); color: var(--navy); font-family: Montserrat, sans-serif; font-size: 15px; }
a { color: var(--gold); text-underline-offset: 3px; }
a:hover { color: var(--navy); }
a:focus-visible { outline: 2px solid var(--gold); outline-offset: 5px; }
.legal-header { background: var(--navy); border-bottom: 1px solid #e5e0d5; }
.header-inner { max-width: 1200px; margin: auto; padding: 20px 24px; display: flex; align-items: center; justify-content: space-between; gap: 24px; }
.legal-header img { height: 80px; width: auto; max-width: 55vw; object-fit: contain; }
.legal-header a { color: #f8f7f3; }
.back-link { font-weight: 600; font-size: 14px; white-space: nowrap; text-decoration: none; }
main { max-width: 960px; margin: auto; padding: 64px 24px; }
.page-heading { margin-bottom: 48px; }
.eyebrow { color: var(--gold); font-size: 13px; font-weight: 600; letter-spacing: .2em; text-transform: uppercase; }
h1, h2 { font-family: 'Playfair Display', Georgia, serif; }
h1 { font-size: clamp(36px, 5vw, 48px); line-height: 1.2; margin: 16px 0; }
.effective-date { color: #526273; font-size: 14px; }
.legal-content { background: white; padding: 40px; border: 1px solid #e5e0d5; box-shadow: 0 2px 5px #22384f08; }
.legal-content section + section { margin-top: 40px; }
h2 { font-size: 24px; line-height: 1.4; margin: 0 0 16px; }
p, li { line-height: 1.9; }
p { margin: 0 0 16px; }
section p:last-child { margin-bottom: 0; }
ul { margin: 16px 0 0; padding-left: 24px; }
li + li { margin-top: 12px; }
.legal-footer { background: var(--navy); color: var(--cream); padding: 36px 24px; }
.footer-inner { max-width: 1200px; margin: auto; display: flex; flex-wrap: wrap; align-items: start; justify-content: space-between; gap: 24px; }
.legal-footer p { font-size: 13px; }
.legal-footer a { color: #e8d9b5; }
.legal-footer nav { display: flex; flex-wrap: wrap; gap: 24px; font-size: 13px; }
@media (max-width: 600px) {
  main { padding: 40px 20px; }
  .header-inner { padding: 16px 20px; gap: 16px; }
  .legal-header img { height: 64px; }
  .back-link { font-size: 12px; }
  .page-heading { margin-bottom: 32px; }
  .legal-content { padding: 24px 20px; }
  h2 { font-size: 22px; }
}